Agency:

 

Rural Housing Service

Address:

 

240 W. Wright St.

 

 

West Branch, MI  48661

 

 

 

Telephone:

 

989-345-5470

Website

 

 

 

 

 

Program:

 

Section 504 Home Repair Loan and Grant Program

Contact:

 

Jackie Morgan

Direct Telephone:

 

 

Description:

 

Provides funds to help very low income households undertake the vital improvements necessary to make their homes habitable.  May include removing electrical and fire hazards, repairing roofing, installing or improving water and waste water disposal systems, and installing weatherizaton.

 

 

 

Eligibility:

 

 

income:

 

x

age:

 

 

gender:

 

 

other:

 

x

specify:

 

must be  62 or older with no repayment ability for grant.

 

 

 

First Contact:

 

 

phone call:

 

x

walk-in:

 

x

appointment:

 

x

referral:

 

x

Method of Payment:

 

 

no charge:

 

 

insurance:

 

 

sliding scale:

 

 

recommended contribution:

 

 

Application form:

 

x

Transportation available:

 

 

Childcare available:

 

 

Handicapper accessible:

 

 

 

 

 

Program:

 

Single Family Housing Sec. 502 Guarantee Program

Contact:

 

Jackie Morgan

Direct Telephone:

 

 

Description:

 

Provides loan guarantees of up to 90% for moderate income rural borrowers who might not be able to obtain credit otherwise.  It allows the borrowers to obtain loans for 100% of the appraised value of a house, thereby removing the down payment barriers that prevent moderate income people from becoming homeowners.

 

 

 

Eligibility:

 

 

income:

 

x

age:

 

 

gender:

 

 

other:

 

x

specify:

 

credit history, repayment ability

 

 

 

First Contact:

 

 

phone call:

 

x

walk-in:

 

x

appointment:

 

x

referral:

 

x

Method of Payment:

 

 

no charge:

 

 

insurance:

 

 

sliding scale:

 

 

recommended contribution:

 

 

Application form:

 

x

Transportation available:

 

 

Childcare available:

 

 

Handicapper accessible:

 

 

Program:

 

Single Family Housing Direct Program

Contact:

 

Jackie Morgan

Direct Telephone:

 

 

Description:

 

Provide housing loans to very-low and low income households.  No down payment required.  Monthly payments are based on household income.

 

 

 

Eligibility:

 

 

income:

 

x

age:

 

 

gender:

 

 

other:

 

x

specify:

 

credit history, repayment ability

 

 

 

First Contact:

 

 

phone call:

 

x

walk-in:

 

x

appointment:

 

x

referral:

 

x

Method of Payment:

 

 

no charge:

 

 

insurance:

 

 

sliding scale:

 

 

recommended contribution:

 

 

Application form:

 

 

Transportation available:

 

 

Childcare available:

 

 

Handicapper accessible: